Your apartment, duplex, or rental house may belong to someone else, but everything inside it belongs to you. Whether you rent a loft in Deep Ellum, share a home near the Texas Medical Center in Houston, or live close to campus in Austin, renters insurance helps protect your belongings and gives you liability coverage for life at home. Aurora Insurance Services helps Texas renters find the right fit.
"My landlord's insurance covers my things." A landlord's policy typically protects the building itself. Your furniture, clothing, and electronics usually need their own coverage.
"I do not own enough to need a policy." Most people are surprised by the value of their belongings once they add up clothing, kitchen items, and furniture.
"It only covers items inside my apartment." Many policies also protect belongings you take with you, such as a bike locked up near work or a bag in your car.
"It is only about my belongings." Renters insurance also includes personal liability if a guest is injured in your home, and it can help with temporary living costs if a covered loss makes your unit unlivable.
Standard renters policies usually do not cover flooding, so ask us about separate flood insurance for your belongings. Many renters also keep their auto insurance with us so their policies are handled in one place.
We compare renters policies from several insurance companies and explain your choices in plain language. When you are ready to buy a home, we can help you move from renters coverage to home insurance or condo insurance.
Moving into a new place or reviewing your current policy? Contact us or call 214-217-0900 to talk with a local agent who can help you protect your belongings.
214-217-0900