Boat/Watercraft Insurance in Texas

Coverage for Your Time on the Water

For many Texans, weekends mean loading up the boat and heading for the water. Whether you launch at a lake near Dallas, cruise the coastal waters south of Houston, or spend a summer afternoon on Lake Travis outside Austin, Aurora Insurance Services can help you find a policy built for the way you enjoy your watercraft.

A standard home insurance policy often provides little or no protection for boats, especially once they leave your property. A dedicated boat policy gives you coverage designed for life on the water.

Watercraft We Can Help Insure

  • Fishing boats and bass boats
  • Pontoon and deck boats
  • Ski and wakeboard boats
  • Personal watercraft such as jet skis
  • Sailboats and cabin cruisers

Protection From the Dock to the Driveway

Out on the Water

Liability coverage can help if you are responsible for injuring someone or damaging another boat or dock. Physical damage coverage helps repair or replace your own watercraft after a covered accident.

On the Road

Many policies can include coverage for your trailer, and some offer towing and on-water assistance if your boat breaks down away from shore.

In Storage

Your boat can still be covered for events such as theft, fire, or storm damage while it sits in a garage, marina, or storage lot during the off-season.

You can also ask about coverage for personal items you keep on board, such as fishing gear and life jackets. Boaters who want extra liability protection may also want to look into umbrella insurance.

Get Help From a Dallas Boat Insurance Agent

Because we are not tied to one insurer, we can shop watercraft policies from multiple carriers to find the right match for your boat. Contact us or call 214-217-0900 to talk with a local agent before your next trip to the lake.

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