A classic car is more than a way to get from one place to another. It may be a restored muscle car you rebuilt in your garage, a vintage truck passed down through your family, or a collector vehicle you show at weekend car shows around Dallas. From cruise nights in Houston to scenic drives outside Austin, Aurora Insurance Services helps Texas collectors find the right coverage.
A regular auto insurance policy is designed for the car you drive every day. A classic car policy is built for vehicles that are driven less often and valued for their condition and history.
| Feature | Standard Auto Policy | Classic Car Policy |
|---|---|---|
| Vehicle value | Usually based on actual cash value | Often based on an agreed value set when the policy starts |
| Driving use | Daily commuting and errands | Shows, club events, and occasional pleasure drives |
| Repairs | Standard replacement parts | Options for specialty shops and original parts |
With agreed value coverage, you and the insurance company settle on your vehicle's worth up front, so you know what to expect after a covered total loss.
Antique cars, vintage trucks, muscle cars, hot rods, and modern collectibles may all qualify. Many classic car policies ask that the vehicle be stored in a secure garage, driven on a limited basis, and paired with another car you use for daily driving. Some policies can also include coverage for spare parts, tools, and roadside assistance with flatbed towing.
Our agency has access to several insurance companies, including carriers that focus on collector vehicles. Collectors who also ride can ask about motorcycle insurance, and anyone wanting extra liability protection can look into umbrella insurance.
Ready to give your classic the coverage it deserves? Call 214-217-0900 or contact us online, and our team will help you protect your vehicle before your next show or drive.
214-217-0900
